![]() ![]() The Discover it® Secured Credit Card is a good option for those with little to no credit history, like new US residents or students. ![]() Who should consider the Discover it Secured credit card? When using a credit card, it's important to pay your balance in full each month, make payments on time, and only spend what you can afford to pay. These cards won't be worth it if you're paying interest or late fees. We're focused here on the rewards and perks that come with each card. Unlike most other secured credit cards - which typically don't earn rewards - the Discover it® Secured Credit Card offers up to 2% cash back and other benefits like no foreign transaction fees. The deposit is refundable (more on that below). So if you pay a $500 deposit, you'll get a $500 credit line. Like other secured credit cards, Discover requires a security deposit equivalent to the credit line you want. If you're opening your first credit card or want to rebuild a tarnished credit history, the Discover it® Secured Credit Card is an attractive option if a regular credit card isn't available to you. Review: Is the Discover it Secured the best credit card for you?īuilding a positive credit history and score takes time and diligence. It's unique because it earns strong rewards when most other secured credit cards do not. The Discover it® Secured Credit Card is worth considering if you're new to credit or are working on rebuilding your score, since it's unlikely you'll be approved for any of the best credit cards on the market. ![]()
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